TNPSC Thervupettagam

100 percent FDI in Insurance

December 16 , 2025 14 hrs 0 min 57 0
  • The Union Cabinet approved full foreign ownership (100% FDI) in Indian insurance companies.
  • The reform is part of the Insurance Laws (Amendment) Bill 2025, to be introduced in the Winter session of Parliament.
  • The Proposed changes include reducing paid-up capital requirements and introducing a composite licence system for insurers.
  • The LIC board will get enhanced operational powers, including branch expansion and staff recruitment.
  • The reforms aim to boost policyholder protection, improve services, increase competition, and attract global capital.

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