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Bank NPAs status
July 5 , 2025
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- RBI report shows India’s banks are financially strong and stable.
- Gross NPAs of scheduled commercial banks fell to 2.3% by March 2025.
- Net NPAs declined to just 0.5%, showing a major improvement in asset quality.
- Public sector bank NPAs dropped from 3.7% to 2.8% in one year.
- Private sector bank NPAs stayed stable at 2.8%.
- The slippage ratio held steady at 0.7%; provisioning coverage was 76.3%.
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