The Comprehensive Modular Survey (CMS) on Education under the 80th round of the National Sample Survey (NSS) studied household spending on school education for currently enrolled students.
Government schools accounted for 55.9 percent of total enrolments, with 66.0 percent in rural areas and 30.1 percent in urban areas.
Only 26.7 percent of government school students paid course fees, compared to 95.7 percent in non-government schools.
In private unaided schools in urban areas, 98.0 percent of students reported paying course fees.
Household spending per student was ₹2,863 in government schools and ₹25,002 in non-government schools.
Course fees were the highest expense for households, averaging ₹7,111 per student, followed by ₹2,002 for textbooks and stationery.
Urban students incurred ₹15,143 on course fees on average, while rural students spent ₹3,979.
Nearly 27.0 percent of students took private coaching, with 30.7 percent in urban areas and 25.5 percent in rural areas.
Average household spending on coaching was ₹3,988 in urban areas and ₹1,793 in rural areas.
At the higher secondary level, coaching costs were ₹9,950 in urban areas and ₹4,548 in rural areas.
Family members were the main source of education funding for 95.0 percent of students across India.
Only 1.2 percent of students reported government scholarships as their primary funding source.