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Credit Assessment Model
December 6 , 2025
16 hrs 0 min
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- The Union government of India has launched the New Credit Assessment Model (CAM).
- It aims to support digital and automated loan appraisal for Micro, Small and Medium Enterprises (MSMEs).
- CAM uses verified digital data for assessing loan applications of Existing to Bank (ETB) and New to Bank (NTB) MSME borrowers.
- The Government, Reserve Bank of India (RBI) and National Payments Corporation of India (NPCI) are taking steps to promote digital payments.
- These steps include RuPay incentives, BHIM-UPI (Person-to-Merchant) support and the Payments Infrastructure Development Fund (PIDF).
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