July 23 , 2025
12 hrs 0 min
36
- The World Bank report was titled ‘Global Findex 2025’.
- It was reflecting achievements in digital and financial inclusion in India.
- India has account ownership at or close to 90 percent.
- Over a third of bank account holders in India were no longer using the banking facilities and had inactive accounts.
- It cited Jan Dhan Yojana accounts as one of the likely reasons for the country’s high share of account inactivity.
- 35% of Indian bank account holders had inactive accounts in 2021.
- This is 7 times higher than the average 5% inactivity rate in the other developing economies.
- 16 percent of account owners do not have an active account.
- The average for all other low- and middle-income economies is 4 percent.

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