The Ministry of Rural Development has launched LokOS (People Operating System), a digital platform for the end-to-end digitisation of Self-Help Groups (SHGs) and Community-Based Organisations (CBOs).
LokOS is implemented under DAY-NRLM (Deendayal Antyodaya Yojana – National Rural Livelihoods Mission) to improve transparency, financial inclusion, and rural governance.
The platform digitises SHG member records, savings, loans, repayments, financial transactions, and livelihood details.
It provides Aadhaar- and bank-linked digital identities, real-time analytics, and monitoring dashboards from the village to the national level.
LokOS supports the Lakhpati Didi initiative by enabling beneficiary tracking and outreach.
SHE-LEAPS, launched under LokOS in June 2026, is a digital platform to promote rural women's entrepreneurship through SHGs.