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Report on Women’s Credit Market
April 11 , 2026
15 hrs 0 min
32
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- NITI Aayog released a report titled “From Borrowers to Builders: Women and India’s Evolving Credit Market.”
- Women hold a credit portfolio of ₹76 lakh crore, which is 26% of total system credit.
- Women’s credit has increased 4.8 times from 2017 to 2025, showing growth in financial participation.
- Credit penetration among women rose from 19% in 2017 to 36% in 2025.
- Growth is strong in business loans, with women borrowers increasingly shifting to retail and commercial credit.
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