PREVIOUS
✖
Risk-Based Deposit Insurance Framework
December 24 , 2025
14 hrs 0 min
19
0
- The RBI Central Board approved a risk-based deposit insurance framework for banks.
- Under this framework, the banks are assessed based on financial health, risk management, and asset quality.
- Safer banks may pay lower insurance contributions, while riskier banks may face higher costs or closer supervision.
- The reform aims to strengthen financial stability, improve risk management, and enhance depositor confidence.
- Depositors’ insured amounts remain unchanged, ensuring protection while promoting a more resilient banking system.
Leave a Reply
Your Comment is awaiting moderation.