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SIDBI-CRIF Report 2025
September 14 , 2025
16 hrs 0 min
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- The Small Business Spotlight report was released jointly by the Small Industries Development Bank of India (SIDBI) and CRIF High Mark in September 2025.
- India’s total small business credit exposure grew by 19.3 percent year-on-year to Rs 45.3 lakh crore as of June 2025.
- With 6.9 crore active loans, it has been rising by 8.7 percent year-on-year.
- Maharashtra holds the largest portfolio outstanding at Rs 6.06 lakh crore.
- It is followed by Tamil Nadu at Rs 4.21 lakh crore and Gujarat at Rs 3.69 lakh crore.
- Uttar Pradesh recorded the highest year-on-year growth at 20.7 percent, with its portfolio outstanding reaching Rs 3.61 lakh crore.
- Mumbai, Delhi, and Bengaluru lead among districts, contributing 4.4 percent, 3.8 percent, and 3.0 percent, respectively.
- Sole proprietors account for more than 75 percent of outstanding credit and over 85 percent of active loans, while enterprises recorded the highest portfolio growth at 24.7 percent year-on-year.
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