TNPSC Thervupettagam

Small Business Credit Market

September 11 , 2025 15 hrs 0 min 32 0
  • Maharashtra topped the list with 6.0 lakh crore small business credit portfolio.
  • It is followed by Tamil Nadu, Gujarat, 3.69 lakh crore, Uttar Pradesh, 3.61 lakh crore, and Karnataka, 3.18 lakh crore.
  • Tamil Nadu had an outstanding small business credit portfolio of 4.21 lakh crore as of June 30, 2025, up 15.7% from 3.64 lakh crore in June 2024.
  • Tamil Nadu accounted for 9.3% of India’s total small business credit.
  • TN ranked second in borrower segments of Sole Proprietors and Sole Proprietors with Entity Presence, with shares of 11% and 8.8% respectively.
  • In the Enterprises borrower segment, Tamil Nadu held a 7.9% share while Gujarat stood second with 9.7%.
  • Chennai contributed 10.6% to Tamil Nadu’s small business credit portfolio, while the state’s PAR (Portfolio at Risk) 91–180 stood at 1.7% in June 2025.
  • It is a joint report by Small Industries Development Bank of India (SIDBI) and credit bureau CRIF High Mark.

 

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