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Tamil Nadu Assured Pension Scheme (TAPS) Rules
June 20 , 2026
16 hrs 0 min
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- The Tamil Nadu government has notified rules and procedures for implementing the Tamil Nadu Assured Pension Scheme (TAPS) on 18 June 2026.
- TAPS applies to government employees appointed on a regular pay scale on or after 1 April 2003, who were covered under the Contributory Pension Scheme (CPS) and completed at least 10 years of service.
- Eligible employees retiring on or after 1 January 2026 can receive an interim monthly payout until TAPS becomes fully operational.
- The interim payout will be 30% of the last drawn basic pay or ₹10,000, whichever is higher, plus 60% Dearness Relief (DR).
- In case of the death of a retired employee, an eligible family member will receive 60% of the interim monthly payout until the regular family pension is fixed under TAPS.
- The scheme provides two opt-out stages—Stage I (Immediate Opt-Out) and Stage II (Post-Notification Further Opt-Out); choosing Stage I is final and permanently ends all future TAPS benefits.
- The Tamil Nadu Assured Pension Scheme broadly follows the principles of the Old Pension Scheme (OPS) while continuing employee and government contributions until TAPS is fully implemented.
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