According to a 2024 Moody’s report, more than 2.3 billion people are exposed to flooding every year.
The study was published in Nature Cities in July 2025.
In India, more than 600 million people are at risk of coastal or inland flooding.
India has the world’s highest number of slum clusters in flood-prone areas.
More than 158 million slum-dwellers in India live in vulnerable settlements in floodplains.
It is more than the population of Russia.
Most of them concentrated in the Ganga River delta.
The largest concentrations and largest numbers of such people are in South Asian countries.
Northern India leads in absolute numbers.
It is followed by Indonesia, Bangladesh, and Pakistan.
Other notable ‘hotspots’ include Rwanda and its neighbourhood, the northern Morocco, and the coastal regions of Rio de Janeiro.
Overall, in the Global South, 33% of informal settlements, making up around 445 million people living in 908,077 households within 67,568 clusters.
They lie in areas that have already been exposed to floods.
Countries like India and Brazil also have a disproportionately high number of floodplain settlements.
The researchers classified human settlements as rural, suburban, and urban.
Latin America and the Caribbean had high rates of urbanisation (80%).
And thus, more than 60% of settlements were in urban areas.
In contrast, Sub-Saharan Africa had the lowest rates of urbanisation, and nearly 63% of informal settlements were rural.
In Sierra Leone and Liberia, informal settlements hosted most of the population.
In India, at the time of the study, 40% of slum dwellers resided in urban and suburban areas.
In India and Bangladesh, the low-lying Gangetic delta and the large national population contribute to the numbers.
People settle in, or are forced to settle in, floodplains due to a combination of factors, including access to jobs, social vulnerability, and financial constraints.