The Reserve Bank of India (RBI) has reported an improvement in the country’s Financial Inclusion Index (FI-Index), with the index rising to 70.0 in March 2026 from 67.0 in March 2025.
This steady rise reflects India’s continued progress in expanding financial services and deepening financial engagement nationwide.
This composite FI-Index tracks 97 indicators without a base year, evaluating India’s financial ecosystem across three core parameters: Access with weightage of 35 per cent, Usage 45 per cent and Quality with weightage of 20 per cent.
The index was first introduced in August 2021 for the financial year ending March 2021 and is published annually.