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PM SVANidhi Credit Card
January 27 , 2026
10 hrs 0 min
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- The SVANidhi Credit Card, a UPI-linked RuPay credit card introduced under the restructured scheme.
- It is designed as an interest-free, revolving credit facility to help vendors manage day-to-day liquidity needs while encouraging digital payments.
- This Card would provide immediate access to credit to the street vendors in order to meet any emergent business and personal requirements.
- The card is available to beneficiaries who have repaid their second tranche loan on time.
- The revised loan structure allows borrowing of up to Rs 15,000 in the first tranche, Rs 25,000 in the second, and Rs 50,000 in the third.
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